Rules of the Road

Is private motor vehicle insurance compulsory in South Africa?

South African learner's licence practice question. Difficulty: hard.

Answer: Private insurance is not legally required. A levy on every litre of fuel funds the Road Accident Fund, which compensates certain injury claims.

  1. A. Yes, comprehensive cover is compulsory
  2. B. No, but the Road Accident Fund levy on fuel covers certain third-party injury claims - correct
  3. C. Yes, but only for new vehicles
  4. D. Only for vehicles used commercially

Explanation

Private insurance is not legally required. A levy on every litre of fuel funds the Road Accident Fund, which compensates certain injury claims.

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